Free Budget Planner

Plan your month with the 50/30/20 rule

Enter your monthly take-home pay and tag each expense as Needs, Wants, or Savings — we'll show your category share and tell you whether you're on track. Pure client-side — your data never leaves your browser.

Monthly income

Use your net (after-tax) monthly income for the most accurate picture.

Expenses

Tag every expense so the breakdown adds up correctly.

No expenses yet. Add your first one above to start tracking monthly spend.

Your plan
Total income$5000.00
Total expenses$0.00
Savings rate100.0%
Net (income − spend)$5000.00

By category

Needs$0.00(0.0%)
Wants$0.00(0.0%)
Savings$0.00(0.0%)

50/30/20 rule

Under-saving — push more toward Savings next month.

  • Needs target: $2500.00 (50%)
  • Wants target: $1500.00 (30%)
  • Savings target: $1000.00 (20%)

The 50/30/20 rule is a guideline, not gospel — your data lives only in this browser's localStorage. Clearing site data will erase it.

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