Free Mortgage Calculator

Calculate your mortgage payment

Enter your home price, down payment, and loan details to see your full monthly payment — principal, interest, taxes, insurance, HOA, and PMI. Free, no signup.

Your mortgage

Home price ($)

Down payment

Loan term

Annual interest rate (%)

Annual property tax rate (%)

as % of home price per year

Annual home insurance ($)

annual premium

Monthly HOA ($)

Monthly PMI ($)

leave 0 if not applicable

Monthly payment breakdown

Total monthly payment$2,522.62

Principal & interest$2,022.62

Property taxes$400.00

Home insurance$100.00

Loan amount$320,000.00

Total interest paid$408,142.36

Total cost of loan$728,142.36

30-year $320,000 loan at 6.5% — estimated payment.

Show year-by-year amortization schedule

Results are estimates and assume a fixed rate for the life of the loan. Escrow amounts are computed from the inputs you provided and may differ from your actual lender escrow.

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